A couple laughing with each other while moving into a home.

Home Equity Lines of Credit

It's money that makes almost anything possible.

Home renovations. Wedding celebrations.  The things we want from life often come at a price. That's where a Home Equity Line of Credit comes in. With an affordable loan fund, you have a convenient way to cover major costs, put plans into action and basically do anything that needs to be done.

  • Good choice if you want to pay down higher interest loan debt or credit card balances, too
  • Tap in to funds as often as you want, for any reason
  • Your credit limit is based on the equity in your home (your home's market value minus your outstanding mortgage balance)
  • Access money easily through Digital Banking or at First National Bank of Middle Tennessee branches
  • Competitive interest rates
  • Pay interest only on the amount of money borrowed; 5 years of interest only payments; annual interest payments may be tax-deductible (consult your tax advisor)
  • Local loan processing
  • Attentive, friendly service from start to finish




















two people looking at graph
Wealth Management

Investments & Financial Planning

person using smart phone
We’d love to hear from you

Have a question or need more info?

The First National Bank of Middle Tennessee is a full-service financial institution with branches in Warren, Bedford, Davidson and Rutherford counties, as well as a mortgage office in Murfreesboro, Tenn.