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Basic Checking

Basically, it does everything you need it to.

Life can get complicated. Simplicity is often underrated. We think a lot of people will appreciate a straightforward checking option that holds the line on fees, offers 24/7 money management, enables lightning-quick bill payments - and doesn't require much deep thinking to make it all work.

  • No monthly fee with $100 average daily balance (Otherwise, $7 monthly fee)
  • No monthly fee if account holder is age 55 or over*
  • Free online banking and electronic Bill Pay
  • Free mobile banking and mobile deposit
  • Free debit card for fast purchases and easy ATM withdrawals
  • Free eStatements to help you keep track of your finances
  • $100 minimum deposit to open
  • Primary account holders age 55 or older will receive the first 3 non-First National Bank of Middle Tennessee ATM Withdrawals free each statement cycle.  All other non-First National Bank of Middle Tennessee ATM withdrawals after the first 3 are $1.00 per withdrawal

*Primary account holders only

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About Us

Enhancing the customer experience.

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Trust Services

Trust & Estate Planning

The First National Bank of Middle Tennessee is a full-service financial institution with branches in Warren, Bedford, Davidson and Rutherford counties, as well as a mortgage office in Murfreesboro, Tenn.