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Get to Know Us

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We promise to be there when you need us.

We first opened our doors in 1874. Customers arrived on horseback and business was done with pen and paper instead of computers. Since then, we've gone through a lot of changes. And we've proudly served the financial needs of thousands of Middle Tennessee residents and businesses. What guides us? How have we grown? Our Purpose and History timeline offer some insights.


Our mission is to be the premier community bank in the markets we serve. We will enhance the customer experience by serving the personal and business needs of our markets, providing superior customer service, investing in the communities we serve, and enriching the lives of our employees. We promise to be there when you need us.

Our History.

Since 1874, First National Bank of Middle Tennessee has demonstrated there are no days off for trust-based relationships. We were here for Middle Tennessee. And we will continue to be here for you.


First National Bank is founded as National Bank of McMinnville on October 30th with $50,000 in capital stock and the mission to help local entrepreneurs buy locally, and provide a funding engine to the local economy.


Our Bank's "Report of Condition" improves to $243,872.02 through excellent management in just 9 years.


We change our name from The National Bank of McMinnville to The First National Bank of McMinnville.


The Federal Reserve Act was passed and our Bank applies to acquire stock, gaining access to liquidity support and a more stable, national banking system.


Through our progress and innovation, our capital stock value more than tripled during our first 55 years of business.

Sept.–Nov. 1929

The end of unchecked American stock market optimism. The Wall Street Crash of October 1929 began the Great Depression.

Through excellent management, FNB continues paying dividends.


Our Bank provides a source for War Bonds during World War II. We celebrate 70 years of service in 1944 with assets of $4,828,728.22.


We manage well and more than double the Bank's assets, from $7.9M to $16.9M. Our communities prosper and thrive.


First National Bank acquires Farmers & Merchant Bank in Viola, TN.


FNB purchases the Dixie Theatre Building and expands the Main Office in McMinnville. We now have four locations in Middle Tennessee.


At 100 years old, First National Bank's assets reach $46M.


We expand in-person service with branch openings in east McMinnville on Sparta Road and between McMinnville and Manchester on Morrison Branch.


First National Bank of McMinnville remains strong and expands beyond Warren County to serve businesses and families of Murfreesboro. Our assets exceed $405M.


We continue to expand our service in Middle Tennessee by opening Mortgage services in Shelbyville and Murfreesboro. Our Bank's assets break the $500M mark.


We change our name from First National Bank of McMinnville to First National Bank of Middle Tennessee to reflect our expanding service area to local businesses and families.


We open our second full-service branch in Rutherford County, TN.


First National Bank of Middle Tennessee celebrates
its 150th anniversary by refreshing our look while affirming our commitment to improve the financial health of every customer and community we serve.

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meet our mortgage team

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We’d love to hear from you

Have a question or need more info?

The First National Bank of Middle Tennessee is a full-service financial institution with branches in Warren, Bedford, Davidson, Rutherford  and Williamson counties, as well as a mortgage office in Murfreesboro, Tenn.