using bank card

Credit Cards

Get a card that's constantly working to your advantage.

Once upon a time, credit cards provided convenience and worldwide purchasing power. They still do both - plus much more. At First National Bank of Middle Tennessee, we offer a variety of Mastercard credit cards that offer everything from cash-back rewards and extended warranties to travel services and ID theft protection.

  • Choose Platinum Classic, Platinum Payback (cash back), Platinum Preferred (rewards points) or Secured (credit building) cards
  • Competitive Annual Percentage Rates (APRs)
  • No annual fee
  • Free extended warranties on many products and services
  • Free MasterAssist travel assistance services
  • Master RoadAssist for 24-hour roadside assistance
  • Purchase assurance covers you against the loss, theft or damage on most new items for 90 days from the purchase date
  • Easy online account management

  • No annual fee
  • Annual Percentage Rate — 13.99%
  • Balance transfer fee of 4%, with a minimum of $10 and a maximum of $45
  • Balance transfer rate of 2.99% for first six billing cycles
  • Cash advance fee of 5%, with a minimum of $10
  • Cash advance APR of 17.49%
  • Penalty rate of 21.99%
  • Foreign transaction fee of 3.0% of U.S. dollar amount
  • Minimum monthly payment of 4% or $25
  • No annual fee
  • Annual Percentage Rate — 13.99%
  • Balance transfer fee of 4%, with a minimum of $10 and a maximum of $45
  • Balance transfer rate of 2.99% for first six billing cycles
  • Cash advance fee of 5%, with a minimum of $10
  • Cash advance APR of 17.49%
  • Penalty rate of 21.99%
  • Foreign transaction fee of 3.0% of U.S. dollar amount
  • Minimum monthly payment of 4% or $25
  • Get 1% cash back for every dollar spent
  • Cash back is paid automatically on an annual basis
  • No annual fee
  • Annual Percentage Rate — 13.99%
  • Balance transfer fee of 4%, with a minimum of $10 and a maximum of $45
  • Balance transfer rate of 2.99% for first six billing cycles
  • Cash advance fee of 5%, with a minimum of $10
  • Cash advance APR of 17.49%
  • Penalty rate of 21.99%
  • Foreign transaction fee of 3.0% of U.S. dollar amount
  • Minimum monthly payment of 4% or $25
  • Earn one point for every dollar spent
  • Opportunity to earn double and triple points (Subject to enrollment and periodic promotions. Terms and conditions apply.)
  • Identity Theft Resolution Services
  • Travel accident insurance
  • Baggage Delay coverage reimburses you for the costs of clothing, toiletries and other essential items if your baggage is delayed for more than four hours.
  • Lost Luggage coverage reimburses you for the value of items in any luggage that's lost and not recovered
  • Card credit limit linked to balance in your First National Bank accounts
  • Same online and in-store purchasing power as other Mastercard options
  • As you make monthly payments, you build your credit score
  • Good choice for those with no credit history or who have experienced financial setbacks
  • No annual fee











Get started by applying for a new card online.

All credit cards are subject to credit approval. Ask for details. Mastercard is a registered trademark of Mastercard International Incorporated. Certain restrictions, limitations, and exclusions apply. Please consult your Guide to benefits for specific benefit configuration. 



two people talking
About Us

Have a question or need more info?

two people talking
About Us

Enhancing the customer experience.

The First National Bank of Middle Tennessee is a full-service financial institution with branches in Warren, Bedford, Davidson and Rutherford counties, as well as a mortgage office in Murfreesboro, Tenn.