Get a card that's constantly working to your advantage.
Once upon a time, credit cards provided convenience and worldwide purchasing power. They still do both - plus much more. At First National Bank of Middle Tennessee, we offer a variety of Mastercard credit cards that offer everything from cash-back rewards and extended warranties to travel services and ID theft protection.
- Choose Platinum Classic, Platinum Payback (cash back), Platinum Preferred (rewards points) or Secured (credit building) cards
- Competitive Annual Percentage Rates (APRs)
- No annual fee
- Free extended warranties on many products and services
- Free MasterAssist travel assistance services
- Master RoadAssist for 24-hour roadside assistance
- Purchase assurance covers you against the loss, theft or damage on most new items for 90 days from the purchase date
- Easy online account management
Platinum Classic Card
- No annual fee
- Annual Percentage Rate — 13.99%
- Balance transfer fee of 4%, with a minimum of $10 and a maximum of $45
- Balance transfer rate of 2.99% for first six billing cycles
- Cash advance fee of 5%, with a minimum of $10
- Cash advance APR of 17.49%
- Penalty rate of 21.99%
- Foreign transaction fee of 3.0% of U.S. dollar amount
- Minimum monthly payment of 4% or $25
Platinum Payback Card
- No annual fee
- Annual Percentage Rate — 13.99%
- Balance transfer fee of 4%, with a minimum of $10 and a maximum of $45
- Balance transfer rate of 2.99% for first six billing cycles
- Cash advance fee of 5%, with a minimum of $10
- Cash advance APR of 17.49%
- Penalty rate of 21.99%
- Foreign transaction fee of 3.0% of U.S. dollar amount
- Minimum monthly payment of 4% or $25
- Get 1% cash back for every dollar spent
- Cash back is paid automatically on an annual basis
Platinum Preferred Card
- No annual fee
- Annual Percentage Rate — 13.99%
- Balance transfer fee of 4%, with a minimum of $10 and a maximum of $45
- Balance transfer rate of 2.99% for first six billing cycles
- Cash advance fee of 5%, with a minimum of $10
- Cash advance APR of 17.49%
- Penalty rate of 21.99%
- Foreign transaction fee of 3.0% of U.S. dollar amount
- Minimum monthly payment of 4% or $25
- Earn one point for every dollar spent
- Opportunity to earn double and triple points (Subject to enrollment and periodic promotions. Terms and conditions apply.)
- Identity Theft Resolution Services
- Travel accident insurance
- Baggage Delay coverage reimburses you for the costs of clothing, toiletries and other essential items if your baggage is delayed for more than four hours.
- Lost Luggage coverage reimburses you for the value of items in any luggage that's lost and not recovered
Secured Credit
- Card credit limit linked to balance in your First National Bank accounts
- Same online and in-store purchasing power as other Mastercard options
- As you make monthly payments, you build your credit score
- Good choice for those with no credit history or who have experienced financial setbacks
- No annual fee
Get started by applying for a new card online.
All credit cards are subject to credit approval. Ask for details. Mastercard is a registered trademark of Mastercard International Incorporated. Certain restrictions, limitations, and exclusions apply. Please consult your Guide to benefits for specific benefit configuration.
