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Certificates of Deposit

Give your money the power to earn more.

There's a saying that goes, "Success is where hard work and opportunity meet." Your hard work has left you with some extra money. Our CDs provide the opportunity to grow it at higher interest rates than most savings accounts offer. And just as importantly: In an uncertain financial world, this time success is guaranteed.

  • Build a savings plan that fits your financial timeline
  • Choose CD terms ranging from 3 months to 3 years
  • Guaranteed earnings at a competitive, fixed interest rate
  • In general, longer term CD earn higher interest rates
  • Early withdrawal penalties apply*
  • $2,000 minimum deposit to open

*Early withdrawals involving CD Terms of 12 months or less will result in 3 months interest penalty.  Early withdrawals involving CD terms of over 12 months will result in 6 months interest penalty.  

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Wealth Management

Investments & Financial Planning

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We’d love to hear from you

Have a question or need more info?

The First National Bank of Middle Tennessee is a full-service financial institution with branches in Warren, Bedford, Davidson and Rutherford counties, as well as a mortgage office in Murfreesboro, Tenn.