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Value Checking

A bank account designed especially for bargain hunters.

For just $6 a month, you'll get top-of-the-line digital money management tools. But that's just the beginning. With Value Checking, you also get discounts at local merchants and national retailers, save money on prescriptions and eye care, and enjoy many other free perks and benefits.

  • With BaZing savings, you'll enjoy discounts on shopping, dining, travel and more
  • A free Health Care Savings Card will save you money on prescriptions, eye exams, frames, lenses and hearing services
  • Buyer's protection and extended warranties provide up to $2,500 in coverage if an item is stolen or damaged within 180 days of purchase when using your BaZing checking account
  • 24/7 roadside assistance, paying up to $80 in covered service charges
  • ID Theft protection includes identity restoration, a personal identity theft benefit, credit monitoring and identity monitoring*
  • A free $10,000 accidental travel death insurance policy*
  • Protect your cell phone from damage or theft by paying the bill through your checking account*

* Benefits are subject to additional terms and conditions.  Identity Monitoring and Credit Monitoring require additional enrollment on BaZing.com. Cell phone protection, personal identity protection, and buyer’s protection and extended warranty are subject to additional terms and conditions.  Insurance products are : NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.

  • Free online banking and electronic Bill Pay
  • Free mobile banking and mobile deposit
  • Free debit card for fast purchases
  • Five free nationwide ATM transactions per month*
  • Free eStatements to help you keep close track of your finances
  • $100 minimum deposit to open

* Free ATM nationwide on non-First National Bank of Middle Tennessee ATM withdrawals per statement cycle. All other non-First National Bank of Middle Tennessee ATM withdrawals after benefit state will be charged regular fee.


















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The First National Bank of Middle Tennessee is a full-service financial institution with branches in Warren, Bedford, Davidson and Rutherford counties, as well as a mortgage office in Murfreesboro, Tenn.