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Christmas Club

Some extra jingle can lead to a jollier holiday season.

How do you bring more joy to your world? By making year-round deposits in this interest-earning account. When Christmas comes, you'll have money for those special gifts, sparkling decorations, family celebrations and all kinds of magical moments.

  • $10 minimum deposit to open
  • $10 minimum balance to earn interest
  • Earn competitive interest with a $10 minimum balance
  • No monthly fee
  • Low, $1 fee per withdrawal
  • Build up your balance with automatic transfers or direct deposits
  • Your savings are distributed at the first of November, right in time for holiday shopping and planning
  • Keep track of your progress through Digital Banking




















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About Us

Enhancing the customer experience.

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Our Team

Meet Our Wealth Management Team

The First National Bank of Middle Tennessee is a full-service financial institution with branches in Warren, Bedford, Davidson and Rutherford counties, as well as a mortgage office in Murfreesboro, Tenn.