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FNB Savings

  • Flexible savings account for any purpose
  • Competitive interest paid every 3 months (quarterly)
  • No monthly fee, free digital banking services
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Hometown Select Savings

  • Convenient savings that links to your checking
  • Competitive interest, paid monthly
  • Make up to 2 free withdrawals per month*
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Christmas Club

  • Reduce holiday debt and stress by saving in advance
  • Earn competitive interest year-round
  • Funds disbursed at the first of November
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Hometown Youth Club

  • Exclusive account for young savers under age 21
  • Develop savings habits that can last a lifetime
  • Make up to 5 free withdrawals each quarter*
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MMDA Money Market

  • Get the most out of your higher savings balance
  • Competitive interest rewards higher balances
  • Make up to 6 free withdrawals per month*
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Certificates of Deposit (CDs)

  • Enjoy guaranteed earnings at a fixed interest rate
  • Terms range from 91 days to 5 years
  • Higher interest rates for longer terms
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Individual Retirement Accounts (IRAs)

  • Begin saving for retirement today with tax advantages*
  • Competitive interest rates higher than standard savings interest rates
  • SEP and Coverdell Education Savings Account also available
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