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When it comes to banking, you deserve the best. That’s why we’re proud to offer our best checking account with so many outstanding perks.

Key Features

  • Unlimited Free ATMs, Nationwide*
  • Competitive Interest
  • Special BaZing Benefits
  • Free Digital Banking

Do you currently have an account with First National Bank of Middle Tennessee?

  • Our best checking account with maximum benefits
  • Competitive interest earnings on your balance
  • $10 monthly fee (with enrollment in e-Statements)**
  • Unlimited free ATMs, nationwide*
  • Free Visa® debit card
  • Free digital banking services, including:
    • Online banking
    • Mobile banking
    • And more
  • BaZing benefits, including:
    • Savings on shopping, dining, travel, and more
    • Cell phone protection1,2
    • ID theft aid (including credit monitoring)1,2,3
    • Roadside assistance
    • $25,000 accidental death coverage2
    • Health savings card
    • Buyer’s protection and extended warranty1,2
  • $100 minimum deposit to open

BaZing is a program that offers discounts, services, and protections to you and your family. This checking account is considered a “BaZing checking account,” and may include some or all of the following benefits (see details above to learn what BaZing benefits are included with this account).

Simply get started or log in at — or download the free app for your Apple® or Android device.

Shop Local, Save Local.

BaZing brings you more than 400,000 discounts where you live, work, or travel. Simply open the app to see discounts near you — or browse deals across the U.S.!

Add Protection.

Cell Phone Protection

Just pay your cell phone bill with your BaZing checking account, and you’re covered. If your phone is broken or stolen, we’ll pay to have it repaired or replaced, up to $600 per claim (maximum of $1,200 per year).

Roadside Assistance

Lock your keys in your car? Car won’t start? Roadside assistance is available 24/7. It’s free to use, up to $80 in covered service charges.

Buyer’s Protection and Extended Warranty

Your newly-purchased items can be reimbursed or replaced if an accident or theft occurs within 180 days of purchase (when purchased using your BaZing checking account).

Guard Yourself From Identity Theft.

Identity Restoration

Unlimited access to personal fraud specialists who provide identity recovery and restoration assistance. 

Identity Monitoring***

Designed to secure your personal and financial information — and provide monitoring of personal information stored in your online Identity Vault.

Credit Monitoring***

Your credit report will be monitored on a daily basis for any new credit inquiries. If any activity is detected, we will notify you via email or phone — so that you can confirm whether the suspicious activity is fraudulent. You'll also receive an updated quarterly credit report and score.

***Identity Monitoring and Credit Monitoring require additional enrollment on Cell phone protection, personal identity protection, and buyer’s protection and extended warranty are subject to additional terms and conditions.

Do you currently have an account with First National Bank of Middle Tennessee?

*Unlmited free ATM nationwide on non-First National Bank of Middle Tennessee ATM withdrawals per statement cycle.

**Additional monthly fee of $3 per statement if you don't receive e-Statement.

1Benefits are subject to additional terms and conditions.


3Additional activation is required.