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Sometimes it’s best just to keep things simple. Our Basic Student Checking does just that while giving you some nice perks.

Key Features

  • 3 Free ATMs Nationwide*
  • Special BaZing Benefits
  • Free Digital Banking

Do you currently have an account with First National Bank of Middle Tennessee?

  • Free online banking, mobile banking & bill pay
  • Electronic/Paper Statement available
  • Cell Phone Protection*
  • $1,000 Personal Identity Theft Benefit
  • Buyer’s Protection and Extended Warranty*



Do you currently have an account with First National Bank of Middle Tennessee?

*A monthly fee of $3.00 per statement if you do not receive e-statements.  You must deposit at least $100.00 to open this account. *Refer to the Basic Checking Benefits Reference Guide to see the full disclosure for additional information.

*Free ATM nationwide on non-First National Bank of Middle Tennessee ATM withdrawals per statement cycle. All other non-First National Bank of Middle Tennessee ATM withdrawals after benefit stated will be charged regular fee.

1Benefits are subject to additional terms and conditions.

2Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.