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Sometimes it’s best just to keep things simple. Our Basic Student Checking does just that while giving you some nice perks.

Do you currently have an account with First National Bank of Middle Tennessee?

  • Free online banking, mobile banking & bill pay
  • Electronic/Paper Statement available
  • Cell Phone Protection*
  • $1,000 Personal Identity Theft Benefit
  • Buyer’s Protection and Extended Warranty*



Do you currently have an account with First National Bank of Middle Tennessee?

*A monthly fee of $3.00 per statement if you do not receive e-statements.  You must deposit at least $100.00 to open this account. *Refer to the Basic Checking Benefits Reference Guide to see the full disclosure for additional information.

*Free ATM nationwide on non-First National Bank of Middle Tennessee ATM withdrawals per statement cycle. All other non-First National Bank of Middle Tennessee ATM withdrawals after benefit stated will be charged regular fee.

1Benefits are subject to additional terms and conditions.

2Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.