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FiRST Money Market Tier

Grow Your Money the Smart Way.

Looking for a simple, secure way to earn more? A FiRST Money Market Tier™ is a federally insured account offering higher returns than traditional savings with easy access to your funds—no complexity, no risk.

Details:

  • $2,500 minimum deposit required to open account
  • $10 monthly fee if your daily balance falls below $2,500
  • $3.00 per limited transactions over 6 each month*

Features:

  • Free digital banking and mobile deposit
  • Free eStatements**
  • Interest Bearing
  • Tiered Interest Rates

Interest Tiers:
The interest rate and annual percentage yield (APY) for your account depend on the applicable rate tier. 

Tier 1:  Balances of $.01 - $50,000 earn an interest rate of .40% with an APY of .40%

Tier 2:  Balances of $50,001 - $100,000 earn an interest rate of .80% with an APY of .80%

Tier 3:  Balances of $100,001 - $250,000 earn an interest rate of 1.45% with an APY of 1.46%

Tier 4:  Balances of $250,001 - $500,000 earn an interest rate of 2.45% with an APY of 2.48%

Tier 5:  Balances of $500,001 - $1MM earn an interest rate of 3.00% with an APY of 3.04%

Tier 6:  Balances greater than $1MM earn an interest rate of 3.50% with an APY of 3.56%

















The interest rate(s) and Annual Percentage Yield (APY) are accurate as of 10/30/2025.  Rates are subject to change after the account is opened.  Fees may reduce earnings.
*These types of limited transactions are withdrawals or transfers to another account of yours or to a third party by means of a preauthorize or automatic transfer, or telephone order or instructions, computer transfer or by cashier's check, draft, debit card or similar order to a third party  (In-person withdrawals and transfers are considered unlimited types of transactions).
**A monthly fee of $5.00 per statement if you do not receive eStatements



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