Smart Checking Account

Smart Checking


You'll also have all the free electronic banking services you need -- including online banking, mobile banking, and more. Plus, as long as you receive e-Statements, you won't have any annoying monthly service charges to worry about.

SMART Checking Essentials
  • No monthly service charge*
  • Unlimited check writing privileges
  • No minimum balance requirements
  • Free ATMs nationwide**
  • Free mobile deposit***
  • Free online banking & bill pay
  • Free mobile banking
  • Free e-Statements
  • Free debit card
  • Minimum deposit of $100 to open

*Monthly service charge of $3 per statement if you don't receive e-Statement.

**First 10 non-FNB ATM withdrawals are free each monthly statement cycle.

***Subject to eligibility requirements.

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