FNB Credit Cards

FNB Credit Cards

Power your everyday purchases with an FNB credit card. It's as easy as shop, swipe, sign — then align payments with your monthly calendar. We offer competitively low APRs on our Platinum Classic, Platinum Preferred, and Platinum Payback card options. So you can pay for today, without paying the piper tomorrow.

Even track your FNB credit card online, 24/7. Check your card balance, make a payment, and manage your account — all around-the-clock!

Summary

FNB Credit Card Essentials:

  • Competitively low APRs
  • Three convenient MasterCard® options available, including:
  • Platinum Classic
  • Platinum Payback — Earn cash back
  • Platinum Preferred — Earn rewards points
  • No annual fee
  • Accepted worldwide
  • Plus, manage your credit card account online!
Platinum Classic Card

Platinum Classic Card Essentials:

  • No Annual Fee
  • Annual Percentage Rate — 13.99%
  • Balance Transfer Fee of 4%, with a minimum of $10.00 and a maximum of $45.00
  • Balance Transfer Rate 2.99% for first six billing cycles
  • Cash Advance Fee of 5%, with a minimum of $10.00
  • Cash Advance APR of 17.49%
  • Penalty Rate of 21.99%
  • Foreign Transaction Fee of 3.0% of US dollar amount
  • Minimum Payment of 4% or $25
  • Extended Warranty
  • MasterAssist Travel Assistance Service
  • Master RoadAssist
  • Purchase Assurance
  • Satisfaction Guarantee
Platinum Payback Card
  • No Annual Fee
  • No monthly rewards fees
  • Annual Percentage Rate — 13.99%
  • Balance Transfer Fee of 4%, with a minimum of $10.00 and a maximum of $45.00
  • Balance Transfer Rate — 2.99% for first six billing cycles
  • Cash Advance Fee of 5%, with a minimum of $10.00
  • Cash Advance APR of 17.49%
  • Penalty Rate of 21.99%
  • Foreign Transaction Fee of 3.0% of US dollar amount
  • Minimum Payment of 4% or $25
  • $1.00 spend = 1% Cash Back
  • Cash back is paid automatically on an annual basis
  • Extended Warranty
  • MasterAssist Travel Assistance Service
  • Master RoadAssist
  • Purchase Assurance
  • Satisfaction Guarantee
Platinum Preferred Card

Platinum Preferred Card Essentials:

  • No Annual Fee
  • No monthly rewards fees
  • Annual Percentage Rate &mash; 13.99%,
  • Balance Transfer Fee of 4%, with a minimum of $10.00 and a maximum of $45.00
  • Balance Transfer Rate &mash; 2.99% for first six billing cycles
  • Cash Advance Fee of 5%, with a minimum of $10.00
  • Cash Advance APR of 17.49%
  • Penalty Rate of 21.99%
  • Foreign Transaction Fee of 3.0% of US dollar amount
  • Minimum Payment of 4% or $25
  • $1.00 spent on purchases = 1 point
  • 3, 2 & 1 Reward Points
  • Opportunity to earn double and triple points
  • Subject to enrollment & periodic promotions
  • Terms and conditions apply
  • Extended Warranty
  • MasterAssist Travel Assistance Service
  • Master RoadAssist
  • Purchase Assurance
  • Satisfaction Guarantee
  • Identity Theft Resolution Services
  • Travel Accident Insurance
  • Baggage Delay
  • Lost Luggage

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