Fraud Alert

Due to recent fraudulent activity with ATM and Debit cards, First National Bank is taking preventative actions to protect our customers. For security purposes, ATM and debit card transactions at certain retailers may require your PIN number in order to complete your purchase. Please be sure to know your PIN in order to use your debit card. Don't know your PIN? We would be glad to have a new PIN reordered and sent to you. Just call one of our Customer Service Team members and they will be glad to assist you.


Protecting our customers from identity theft is one of our top priorities. We sincerely apologize for any inconvenience this may cause. If you have any questions, please feel free to call us at 931-473-4402.


Here are some additional tips to help us protect you:

• For peace of mind, carry an alternate payment method as a backup if you are traveling, especially if outside of the state.

• Register your card with smsGuardian, by clicking on the link on our homepage.

• Use a credit card instead of the debit card when making purchases online or for recurring payments. A credit card prevents access to your personal funds.